Express Mortgage CapitalExpress Mortgage Capital

About Us

Your home, your future. Our expertise.

Express Mortgage Capital is built for real estate investors and builders whose deals don't fit inside a bank's checkbox.

Who we are

Express Mortgage Capital was built on a simple observation: the people doing the most interesting things in real estate — building rental portfolios, flipping houses, putting up new construction — are exactly the ones big banks struggle to serve. Deals that need to close fast. Properties that qualify on their own cash flow. Projects banks don't have a box for.

So we built our practice around them. We work with dozens of business-purpose funding sources — from national investor lenders to private capital — and we put them in competition for your deal. You get the program that fits and the pricing that wins.

One lane, done well: business-purpose financing on investment property. If you're buying, building, flipping, or pulling equity to do it again — that's us.

More options than any one bank

We don't sell one bank's menu. We put dozens of lending sources in competition and bring you the winner — on rate, on terms, and on the program that actually fits your file.

Business-purpose is our lane

DSCR, fix & flip, ground-up construction, investment-property HELOCs — the loans most banks turn away are all we do, every day.

Modern process, real people

Apply online in minutes, upload securely, track your loan from any device — with a real person who answers the phone at every step.

Straight answers

If a refinance doesn't pencil or a program isn't your best move, we'll say so. Long-term trust beats a one-time transaction, every time.

Who you're working with

Morci Dakhli · NMLS #1613184 · 2029 Century Park E, Suite 400, Los Angeles, CA 90067 · Express Mortgage Capital arranges business-purpose loans secured by non-owner-occupied investment property only. Loans not available in all states. This is not a commitment to lend. All loans subject to credit and property approval. Rates and terms subject to change.

Ready to get started?

Apply online in minutes or talk to us about your options — no pressure, no obligation.